Experts in Private
&
Second Mortgages

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Specialist in Private & Second Mortgages Toronto & GTA

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Private Mortgage

What is a private mortgage? This type of mortgage can be sourced from another person or business instead of a traditional financial institution.

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Second Mortgage

Being one of the leaders in private lending market, we at Xpert Credit have a in-depth knowledge and understanding of second mortgages ensuring to meet the requirements of all our clients.

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Home Equity Loan

A home equity loan (HEL) lets you borrow a fixed amount, secured by the equity in your home, and receive your money in one lump sum. Most of the time, home equity loans have a fixed term, a fixed monthly payment, and fixed interest rate.

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Residential Mortgage

Buying a home does not have to be a stressful experience. If the consumers are properly educated about the options available to them and which mortgage products will suit them the best, they will make good informed decisions.

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Debt Consolidation

Debt Consolidation is an effective way to bring all the other debts together into an accumulative loan. Get smart about your monthly payments today!

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Mortgage Refinancing

Buying a house is one of the most stressful things a person will do in his or her life. There is a long list of procedures that can be confusing to some, and then there is the matter of the humungous price of the house as well.

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Construction Loan

We help clients in acquiring a short term loan used for the purposes of building a home. These loans are customized for your requirements considering you maybe paying a rental while the new home is being built.

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  • CURRENT VARIABLE MORTGAGE RATE IS
  • 2.45 %
  • CURRENT PRIME RATE IS
  • 3.20 %

About Xpert Credit Mortgage Company Toronto

Our professional highly-trained Credit Financial Advisors and credit counsellors—will work with you to develop simple, customized programs to reduce your debt, relieve your stress, improve your cash flow and get you back on the road to financial health

We don’t promise

We Guarantee

Prioritize Having The Best Rate 100%
Prioritize Great Service 100%
Find the best lenders 100%
Full transparency 100%
Expert advice 100%

Save & Invest

Opportunities exists to invest your savings with us for a better return on your investment. Selection of projects and amount of Investments in these projects is done by us after due considerations by our panel of experts. Our clients who make the investments with us are offered a guaranteed rate of return which is much higher than savings offered in traditional accounts.

INVESTMENT YIELD CHART (On investment amount of $100,000.00)

# YEARS% PER ANNUMYEARLY EARNINGMONTHLY EARNING
18$ 8,000.00665.82
29$ 9,000.00736.31
310$10,000.00816.48
512$12,000.00975.88

Note: This is an indicative chart only for easy understanding and giving an idea on what an investor can expect to earn. The terms can vary depending on the Economic Conditions prevailing in Canada and elsewhere & duration of relationship with each client

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